Find Photos in iPhoto in the Finder
Looking for the file associated with a photo in iPhoto? In iPhoto, to view a photo's file in the Finder, Control-click it and choose Show File from the contextual menu that appears. You can then drag the file's icon into an Open dialog to upload it to a photo-sharing service, for instance, but whatever you do, don't move or rename that file!
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Just depends on what sort of data you're storing, and your comfort level with storing that data with a third-party.
And on that topic, my bet is that we'll see an iPad app at some point, but not an iPhone app. But who knows!