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Credit Card Signatures Going Away in 2018

According to the Verge, credit card companies Discover, Mastercard, and American Express have announced plans to stop requiring signatures for purchases in April 2018, which will make Apple Pay even easier. (American Express is eliminating the need for signatures worldwide, whereas the other two are changing policies only in the United States for now.) Signatures are theoretically a fraud-prevention requirement, since they can be compared to the signature on the back of a credit card and verified later. However, cashiers almost never check them, there’s no signature to compare against with contactless payment systems, lots of people sign illegibly, and many transactions are online anyway. Visa has not announced a similar change.

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